Stephanie Jones
Financial Advisor
Profile Summary
I am a Chartered Financial Planner specialising in advising successful executives, professionals, business owners, and their families. I help my clients make informed decisions about their money to achieve true financial independence. My approach is to provide comprehensive and objective financial advice, tailored to each client’s unique situation. I focus on building lasting, meaningful relationships founded on trust, integrity, and a commitment to delivering superior client service.
Investment & Financial Services Offered
Investments and Savings
I assist clients in potentially generating better returns on their savings through a full range of investment options, including equities, funds, and bonds. My approach is tailored to each client’s risk tolerance and financial goals.
Pensions
I help clients plan for a comfortable retirement, whether it’s starting a new pension, reviewing existing contributions, or determining how much to save to meet long-term retirement objectives.
Retirement Income (Annuities & Drawdown)
I guide clients through evaluating retirement income options, including annuities and drawdown strategies, helping them understand the best approach for their financial needs and lifestyle.
Pension Transfers – Non Specialist
I provide advice on transferring pensions where specialist guidance isn’t required, such as standard personal pensions or employer-based plans funded solely by regular contributions from you and your employer.
Inheritance Planning
I help clients plan their inheritance efficiently, ensuring they understand the potential tax implications of the wealth they leave or receive, and assisting with strategies to preserve and pass on assets.
Insurance and Protection
I support clients in identifying and implementing the right level of protection, including life insurance, critical illness cover, and income protection, to safeguard themselves and their families.
Who Stephanie Jones Works With
I work with successful executives seeking to optimise their income, manage their assets, and plan for retirement. I also advise professionals who want to grow their wealth efficiently while protecting it for the long term. Business owners benefit from my guidance on succession planning, tax-efficient wealth strategies, and investment structuring. I additionally support families in managing inheritance planning, education funding, and long-term financial security.
Investment Philosophy & Approach
I believe in a disciplined, long-term approach to investing. My philosophy is to construct diversified portfolios that align with each client’s goals, risk tolerance, and time horizon. I focus on balancing growth opportunities with capital preservation, while reviewing investments regularly to adapt to changing market conditions and personal circumstances.
Fees & Charging Structure
Stephanie’s fees vary depending on each client’s individual needs and circumstances. For Investment and Pension advice, fees are typically charged as a percentage of the amount you invest or transfer through her, usually ranging between 1% and 3% depending on the investment size. If you choose to receive ongoing advice, there may be an additional annual fee, generally between 0.5% and 1% per year. In some cases, Stephanie may offer services on an hourly or fixed-fee basis, or a combination of both. All fees are agreed with you upfront and are only applied with your explicit consent. Payments are usually deducted directly from your investment or pension pot. Stephanie does not receive commissions from investment or pension providers; her advice is paid solely by you, ensuring impartiality.
Areas Served
United Kingdom nationwide, Willing to travel to meet clients up to 40 miles from EC4Y 1HY.
Frequently Asked Questions
What type of clients do you advise?
I work primarily with executives, professionals, business owners, and their families who seek tailored financial advice and long-term planning.
Do you provide investment management?
Yes, I design and manage diversified investment portfolios aligned with your goals and risk tolerance.
Can you help with retirement planning?
Absolutely. I assist clients in structuring pensions, planning income in retirement, and optimising long-term savings strategies.
Do you offer advice on business succession or tax planning?
Yes, I provide guidance on business succession, tax-efficient investment strategies, and wealth transfer planning.
How are your fees structured?
Fees are agreed upfront based on the services you require and can be structured as a percentage of assets under advice, fixed fees, or hourly charges.
How often will we review my financial plan?
We typically review your financial plan at least annually, or more frequently if your circumstances or market conditions change.