Ross Speedie
Financial Advisor
Profile Summary
I am a strong believer in a personal approach, focusing on providing both initial advice and ongoing support for my clients. I began my career in financial services in 2000 and became a Regulated Financial Adviser in 2004. Over the years, I’ve gained experience in Private Banking, Retail Banking, and IFA roles, giving me a broad understanding of personal financial planning. At InterestMe Financial Planning Ltd, our team is committed to delivering high-quality advice and products to everyone—not just institutions or ultra-high-net-worth clients. I also believe that financial services use far too much jargon, and it is my role to make advice clear, concise, transparent, and easy to understand, no matter how simple or complex your financial situation.
Investment & Financial Services Offered
Investments and Savings
Get help to potentially generate a better return on your savings, with a full range of investment options which could include equities, funds and bonds.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Pension Transfers - Non Specialist
Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)
Who Ross Speedie Works With
I work with individuals and families who value a personal, clear, and proactive approach to financial planning. My clients are typically looking for guidance to grow and protect their wealth, plan for retirement, manage investments, and achieve long-term financial goals without unnecessary jargon or complexity. I also support business owners, professionals, and those with evolving financial needs who want advice they can trust.
Investment Philosophy & Approach
I believe in creating tailored, long-term investment strategies that align with each client’s goals, risk tolerance, and circumstances. Investments should be transparent, tax-efficient where possible, and designed to grow wealth sustainably. My approach avoids unnecessary complexity, focusing instead on strategies that are practical, measurable, and adaptable as life circumstances change.
Qualifications & Professional Memberships
- BA Hons Degree in Historical Studies from Sheffield Hallam University
- • Diploma in Regulated Financial Planning from the Chartered Insurance Institute
- • Certificate in Investment Advice from the Chartered Insurance Institute
- • Certificate in Long-Term Care Advice from the Chartered Insurance Institute
Fees & Charging Structure
If you have investable assets of £100,000, I would typically charge: Initial investment advice: 2.56% of your invested amount Ongoing service: 0.75% of your investment per year All fees are agreed with you upfront and applied only with your consent. Payments are usually deducted directly from your investment for convenience and transparency.
Areas Served
Willing to travel to meet clients up to 80 miles from EC3N 3AX.
Frequently Asked Questions
Who do you work with?
I work with individuals, families, and business owners who want tailored, long-term financial planning advice, whether it’s for wealth accumulation, retirement planning, or protection.
How do you charge for your services?
Fees are agreed upfront and typically based on a percentage of the investment. For example, initial investment advice might be 2.56% of your invested amount, with an ongoing service fee of 0.75% per year.
Are there any hidden costs?
No. All fees are transparent and applied only with your consent. There are no hidden commissions, and payments are usually taken directly from your investment.
What makes your advice different?
I provide personal, jargon-free advice, focusing on your goals and making complex financial planning simple and understandable. My service is ongoing, ensuring your plan evolves with your life.
How do I get started?
You can contact me for a consultation to discuss your financial situation and goals. From there, we can agree a personalised plan and fees before any work begins.