Priyesh Patel
Financial Advisor
Profile Summary
I am Priyesh, a Chartered Associate of the London Foundation of Banking and Finance. I believe that financial planning enables you to do the things you want or need to do with your family, your home, and your life. My aim is to understand where you are today, where you want to be tomorrow, and help you achieve it as effectively as possible. I focus on building strong relationships with my clients, understanding how they want their lives to unfold, and guiding them to choose the right plans to achieve their goals. With 17+ years of experience in the industry, I use the latest technology platforms to deliver cost-effective, tax-efficient investment solutions. I support clients through both the accumulation and preservation phases of life, keeping them informed at every stage. I can assist with a wide range of financial planning needs, including pensions, savings and investments, insurance, and mortgages. Please note that I am unable to provide advice to US Nationals.
Investment & Financial Services Offered
Investments and Savings
I assist clients in potentially generating better returns on their savings through a wide range of options, including equities, funds, and bonds, tailored to individual needs and risk preferences.
Pensions
I help clients create a plan for a comfortable retirement, including starting a pension or reviewing contribution levels to ensure long-term financial security.
Pension Transfers – Non Specialist
I provide advice on transferring standard personal pensions or employer-based pensions made up of regular contributions, where specialist guidance is not required.
Insurance and Protection
I guide clients in selecting the appropriate life cover, critical illness cover, and income protection to safeguard themselves and their families against unforeseen events.
Who Priyesh Patel Works With
I work with a wide range of clients, from families and professionals to individuals preparing for retirement. My focus is on clients who seek clear, practical, and tax-efficient solutions to achieve their financial objectives. Whether you are just starting your savings journey, building wealth, or planning for later life, I provide guidance that reflects your unique priorities and circumstances.
Investment Philosophy & Approach
My investment philosophy is based on creating personalised, tax-efficient strategies that align with your goals and risk profile. I emphasise disciplined, long-term planning, balancing growth during your working years with preservation as you approach retirement. Using technology to model and monitor investments, I ensure that your portfolio evolves with your life goals, keeping your financial plan flexible and adaptable to change.
Fees & Charging Structure
My fees are transparent and agreed with you before any advice is provided, so you always understand the cost and the value you receive. Depending on the services required, fees may include: Initial advice fee – A one-off fee for reviewing your circumstances, researching solutions, and providing personalised financial advice. Ongoing advice fee – An agreed fee for continued guidance, regular reviews, and support to keep your financial plan on track. Investment-related fees - Where applicable, fees may be based on a percentage of funds under advice or a fixed amount, all clearly explained upfront. All fees are confirmed in writing before work begins, ensuring full transparency and no surprises.
Areas Served
United Kingdom nationwide, Willing to travel to meet clients up to 25 miles from EC4A 4AB.
Frequently Asked Questions
Do you provide advice for US Nationals?
Unfortunately, I am unable to provide advice to US Nationals.
Can you help with pensions?
Yes, I provide guidance on both personal and workplace pensions to help clients plan for a secure retirement.
Do you cover investments and savings?
Absolutely. I help clients create tax-efficient strategies for equities, funds, bonds, and other savings options.
Do you offer insurance advice?
Yes, I advise on life cover, income protection, and critical illness cover to protect clients and their families.
Can you help with mortgages?
Yes, I provide guidance on buying your first home, remortgaging, or investing in property.
How do you charge for your services?
Fees are discussed upfront and agreed before any work begins, depending on the complexity of advice and services required.