Paul Simmons

Profile Summary

I am a Partner at Forvis Mazars, where I lead the award-winning London financial planning team. My team and I provide independent financial advice to clients across London and surrounding areas, helping individuals, families, and business owners achieve their financial goals with clarity and confidence. I work closely with my clients to evaluate their current financial position and understand their short, medium, and long-term objectives. By projecting their finances forward through different stages of life, I assess the likelihood of success and identify opportunities to improve outcomes. From there, I build strategies designed to optimise their financial future. My areas of expertise include retirement planning, investment strategy and risk management, tax mitigation, estate planning, and financial protection. I am also a specialist in using cashflow modelling to clearly demonstrate long-term financial planning outcomes.

Investment & Financial Services Offered

Who Paul Simmons Works With

I work with individuals and families who want structured financial planning and a clear strategy for the future. Many are professionals or established individuals looking to balance lifestyle goals with long-term financial security. I also advise business owners and entrepreneurs, helping them align their personal and business finances, plan for retirement, and structure wealth efficiently as their businesses grow. Many of my clients are preparing for or approaching key life events such as retirement, succession planning, or inheritance planning, where careful forecasting and tax-efficient strategies are essential. I also support clients who value ongoing professional guidance, particularly those who want to use cashflow modelling to visualise their financial future and make informed decisions with confidence.

Investment Philosophy & Approach

My approach to financial planning is built around clarity, evidence, and long-term thinking. I believe investment decisions should always align with a client’s life goals, risk tolerance, and time horizon rather than short-term market noise. I use cashflow modelling to ensure investment strategies support future lifestyle needs, retirement plans, and legacy objectives. Risk is carefully managed through diversification and structured portfolio positioning, ensuring clients remain on track through different market conditions. My focus is not simply on investment performance, but on achieving financial security and predictable outcomes through disciplined planning, ongoing reviews, and proactive adjustments as circumstances change.

Fees & Charging Structure

Paul’s fees vary depending on each client’s individual needs and the type of advice required. For an accurate estimate, you are encouraged to discuss your circumstances directly so a tailored fee structure can be agreed. For investment and pension advice, charges are typically based on a percentage of the amount invested or transferred. This usually ranges between 1% and 3%, depending on the size of the investment. If you choose to receive ongoing advice and regular reviews, there may be an additional annual charge, typically between 0.5% and 1% per year. In some cases, advice may instead be provided on an hourly rate, fixed fee basis, or a combination of these methods, depending on what is most suitable for your situation. All charges are agreed in advance and only applied with your explicit consent. Fees are usually deducted from your investment or pension. Advisers are not permitted to receive commissions from investment or pension providers, ensuring advice remains client-focused and transparent.

Areas Served

United Kingdom nationwide, Willing to travel to meet clients up to 20 miles from EC4M 7AU.

Frequently Asked Questions