Ollie Hill
Financial Advisor
Profile Summary
I am a financial adviser with a first-class degree in International Business from the University of Liverpool, and I have been working in the financial services industry since 2019. I specialise in providing tailored financial advice under Quilter Financial Advisers and focus on delivering holistic wealth management solutions to my clients. My approach is to build long-term relationships, using cash flow modelling to help clients clearly visualise and achieve their financial goals. I assist clients in building and preserving capital, managing risk, and planning for a secure financial future. I also have specialist expertise in public sector pension schemes, particularly the NHS Pension. I provide tax-efficient planning, annual allowance calculations, and comprehensive financial planning for individuals and families in conjunction with the Scheme. If the Quilter Investment Proposition does not meet a client’s needs, I research the whole of market to provide off-panel, independent financial advice, ensuring every client receives the most suitable solutions for their circumstances.
Investment & Financial Services Offered
Investments and Savings
I assist clients in potentially generating better returns on their savings through a wide range of options, including equities, funds, and bonds. Each investment plan is tailored to your individual goals and risk tolerance.
Pensions
I help clients make informed plans for a comfortable retirement, whether they are starting a new pension or reviewing contributions to an existing one. My approach ensures your retirement goals are realistic and achievable.
Retirement Income (Annuities, Drawdown)
I provide guidance on annuities and drawdown options, helping you evaluate the best strategy for generating income during retirement while managing risk and tax efficiency.
Pension Transfers – Non Specialist
I advise on standard pension transfers where a specialist is not required, such as personal pensions or employer pensions made up only of regular contributions. This excludes defined benefit pensions.
Inheritance Planning
I support clients in planning the transfer of wealth to the next generation, including minimising tax implications and ensuring assets are passed on according to your wishes.
Insurance and Protection
I help clients understand and implement appropriate life cover, critical illness cover, and income protection to safeguard their family, lifestyle, and financial goals.
Who Ollie Hill Works With
I work with a wide range of clients, including individuals and business owners seeking tailored financial planning solutions. I have a particular focus on clients in the public sector, especially those with NHS pensions, helping them optimise their benefits and plan for retirement efficiently. I also support professionals and families looking to grow and protect their wealth, offering strategies for investment, protection, and long-term planning. I collaborate closely with clients to understand their unique goals and aspirations, creating financial plans that are realistic, achievable, and personalised to their circumstances.
Investment Philosophy & Approach
I believe in creating personalised financial strategies that are aligned with each client’s goals, risk tolerance, and time horizon. My philosophy combines long-term capital growth with effective risk management, and I emphasise tax efficiency and clarity through detailed cash flow modelling. I focus on helping clients preserve wealth while building it sustainably, ensuring their financial plans remain adaptable to changes in life circumstances and market conditions.
Fees & Charging Structure
Ollie’s fees are personalised and vary depending on each client’s specific circumstances and the advice required. All fees are agreed upfront before any work begins. Investment and Pension Advice - Typically charged as a percentage of the amount invested or transferred, usually between 1% and 3%. - An additional annual charge may apply for ongoing advice, generally between 0.5% and 1% per year. Alternative Fee Options - Fixed fees or hourly rates may also be offered depending on the complexity of the advice required. - All charges are transparent, agreed in advance, and only applied with your consent. Payment Method - Fees are generally deducted directly from the investment or pension pot. - Ollie does not receive commissions from investment or pension providers; all fees are paid directly by the client.
Areas Served
United Kingdom nationwide, Willing to travel to meet clients up to 80 miles from WC1R.
Frequently Asked Questions
How do I get started with your financial planning services?
You can contact me directly to arrange an initial consultation. During this meeting, we will discuss your goals, current financial situation, and the areas where you need advice.
Do you only provide advice under Quilter Financial Advisers?
While I operate under Quilter Financial Advisers, if their investment proposition does not suit your needs, I can provide off-panel advice from the whole of market to ensure the best solution.
Can you help with NHS Pensions?
Yes, I specialise in NHS and public sector pensions, providing tax-efficient planning, annual allowance calculations, and retirement planning tailored to your scheme.
Can you help with investment and capital growth planning?
Absolutely. I provide advice on a range of investments, helping clients build and preserve capital while managing risk effectively and achieving long-term growth aligned with their goals.
Do you offer planning for families and business owners?
Yes, I provide comprehensive financial planning for both individuals and business owners, helping them with wealth management, protection, inheritance planning, and achieving their long-term financial objectives.