
Mira Scull
Financial Advisor
Profile Summary
I specialise in working exclusively with medical professionals, giving me a deep understanding of the unique financial challenges they face, particularly around NHS pensions and benefits. My focus is not only on solving complex NHS-related issues but also on overseeing wider financial planning strategies to help secure long-term financial wellbeing. The most rewarding part of my role is helping people achieve the best outcomes for themselves and their families, knowing their future wealth and lifestyle are protected. Outside of work, I enjoy the theatre, reading, and travelling.
Investment & Financial Services Offered
Investments and Savings
Investments and Savings
Pensions
Guidance on planning for a comfortable retirement, whether you are setting up a pension for the first time or reviewing your current contributions to ensure you remain on track.
Who Mira Scull Works With
I work exclusively with medical professionals at all stages of their careers. This includes junior doctors, consultants, GPs, and specialists navigating complex NHS pension arrangements and career transitions. Many of my clients are balancing demanding careers with family life and want reassurance that their financial future is on track while they focus on their profession. I also support those approaching retirement who need guidance on pension options, retirement income planning, and ensuring their wealth is structured efficiently for the next stage of life. In addition, I help medical professionals who want a clear, coordinated financial strategy covering investments, protection, and long-term wealth planning.
Investment Philosophy & Approach
My approach to financial planning is built around clarity, structure, and long-term security. I believe financial strategies should be tailored carefully to each client’s career path, personal circumstances, and future goals. I focus on balancing growth opportunities with sensible risk management, ensuring clients feel confident about their financial future. Where alternative investments are considered, I ensure clients fully understand the higher risks and potential lack of liquidity, as values and income can fall as well as rise. Regular reviews and proactive adjustments are key to keeping financial plans aligned with changing circumstances, career progression, and personal priorities.
Fees & Charging Structure
Mira’s fees vary depending on your individual circumstances and the type of advice you require. For a personalised estimate, you are encouraged to discuss your needs directly so a suitable fee structure can be agreed. For investment and pension advice, fees are typically charged as a percentage of the amount invested or transferred. This generally ranges between 1% and 3%, depending on the size of the investment. If you choose to receive ongoing advice and regular reviews, an additional annual fee may apply, usually between 0.5% and 1% per year. In some cases, advice may be provided on an hourly rate, fixed fee basis, or a combination of these options, depending on what best suits your situation. All charges are agreed upfront and only applied with your explicit consent. Fees are typically deducted from your investment or pension. Advisers are not permitted to receive commissions from investment or pension providers, ensuring advice remains transparent and client-focused.
Areas Served
United Kingdom nationwide, Willing to travel to meet clients up to 20 miles from W1G 0PW.
Frequently Asked Questions
Why do you specialise in medical professionals?
Medical careers come with complex NHS pension rules and unique financial challenges. My specialist focus allows me to provide tailored, relevant advice.
Can you help with NHS pension planning?
Yes, I help clients understand their NHS pension options and how these fit into their wider retirement planning.
Do you only advise on pensions?
No, I provide holistic financial planning, including investments, protection, and long-term wealth strategies.
What are alternative investments?
These are higher-risk investments that may be harder to sell. Their value and income can go down as well as up, and they may not suit everyone.
How often will my financial plan be reviewed?
Your plan is reviewed regularly to ensure it stays aligned with your career, life changes, and financial goals.
What happens in the first meeting?
The initial meeting focuses on understanding your situation, NHS benefits, and long-term goals, and explaining how a structured plan can support you.