Marc Norris

Financial Advisor

Aldwych, London

Twelve Wealth Management Ltd

Experience: 12+ years

Profile Summary

I am an experienced financial adviser with a background in property investment and portfolio management in central London. Over the years, I transitioned into Wealth Management and financial planning, bringing my expertise in property and client-focused investment strategies to a broader financial context. I help clients manage, protect, preserve, and grow their wealth, planning for a secure future for themselves and their families. My approach is personalised and tax-focused, often using detailed cash flow modelling to create bespoke financial strategies. I believe ongoing reviews are essential, ensuring that changes in circumstances are handled efficiently and effectively. My goal is to help clients achieve their financial objectives with clarity, confidence, and a strong focus on long-term success.

Investment & Financial Services Offered

Investments and Savings

I help you make the most of your savings by providing guidance on a full range of investment options, including equities, funds, and bonds, with the aim of potentially generating better returns while aligning with your financial goals.

Pensions

I assist in planning for a secure and comfortable retirement, whether you are starting a new pension, reviewing existing contributions, or looking to optimise your retirement strategy.

Mortgages

I provide support for all mortgage needs, including buying your first home, remortgaging, or funding property investments, ensuring solutions are tailored to your circumstances and long-term objectives.

Retirement Income (Annuities & Drawdown)

I guide you through understanding and evaluating different retirement income options, helping you make informed decisions between annuities, drawdown, or other available strategies.

Inheritance Planning

I help you plan your estate efficiently, ensuring your wealth is passed on according to your wishes while managing and minimising tax implications.

Insurance and Protection

I provide advice on securing the right level of life cover, critical illness cover, and income protection, safeguarding both you and your loved ones against unexpected financial challenges.

Who Marc Norris Works With

I work with a range of clients who seek to grow and preserve their wealth while achieving financial security: - Individuals and Families: Helping them build capital, plan for retirement, and secure their financial future. - Property Investors: Using my experience to manage and optimise property portfolios within broader investment strategies. - Business Owners: Advising on risk management, tax planning, and succession strategies to protect both personal and business wealth. - High Net-Worth Clients: Providing bespoke, tax-focused wealth planning to preserve and grow significant assets over time. Each client receives a tailored plan designed to suit their unique financial goals and circumstances, with ongoing guidance and support.

Investment Philosophy & Approach

I believe in a holistic, tax-efficient approach to wealth management. My focus is on balancing growth and risk across portfolios, taking into account both property and wider investments. By combining personalised financial planning, detailed cash flow modelling, and ongoing portfolio reviews, I aim to preserve capital while maximising long-term returns. My philosophy emphasises protecting clients against financial risk, minimising tax liabilities, and aligning investment strategies with individual goals.

Fees & Charging Structure

My fees are transparent and agreed with you before any advice is provided, so you always understand the cost and the value you receive. Depending on the services required, fees may include: Initial advice fee – A one-off fee for reviewing your circumstances, researching solutions, and providing personalised financial advice. Ongoing advice fee – An agreed fee for continued guidance, regular reviews, and support to keep your financial plan on track. Investment-related fees - Where applicable, fees may be based on a percentage of funds under advice or a fixed amount, all clearly explained upfront. All fees are confirmed in writing before work begins, ensuring full transparency and no surprises.

Areas Served

United Kingdom nationwide, Willing to travel to meet clients up to 80 miles from WC2B 6UJ.

Frequently Asked Questions

How do you structure your financial planning advice?

I create personalised financial strategies that consider your goals, risk tolerance, and current financial situation, incorporating cash flow modelling and regular reviews to adapt to changes.

Do you help with property investments as well?

Yes, my background in property portfolio management allows me to integrate property investments seamlessly into your wider financial plan.

How often will my financial plan be reviewed?

Ongoing reviews are a key part of my service. Typically, we meet at least annually, or more frequently if your circumstances change.

What areas of wealth management do you cover?

I cover capital growth, cash management, tax planning, retirement planning, protection strategies, and trust/estate planning.

Is my investment capital guaranteed?

No, investments can go down as well as up, and you may get back less than you invested. Property and equity investments carry risk.

Do you provide advice on tax and trusts?

I provide tax-focused advice as part of wealth planning. Trusts are included in planning, but they are not regulated by the Financial Conduct Authority.