Keith Jobson

Profile Summary

I am Keith M. Jobson, an FCA-registered Financial Adviser at Gold Griffin – Wealth Planning, a trading style of RetireInvest Limited. With over 30 years of experience in regulated financial planning, I am dedicated to helping clients achieve their personal and financial goals through structured, tailored advice. I focus on providing the highest level of quality financial advice, with the goal of creating satisfied and confident clients. I specialise in areas such as investment planning for growth, income, or capital preservation, Defined Contribution Pension (DCP) retirement options, and Inheritance Tax (IHT) mitigation planning. I offer a no-cost, no-obligation initial consultation, covering wealth planning, investment strategy, savings plans, ethical/ESG investments, long-term care planning, family protection, school fees planning, and income protection planning. My approach is to align financial plans with each client’s unique objectives, ensuring clarity, confidence, and long-term financial security.

Investment & Financial Services Offered

Who Keith Jobson Works With

Keith works with a broad range of clients seeking high-quality financial advice, including: Individuals and families planning for retirement or major life events Clients looking to optimise investment growth, income, or capital preservation Those seeking guidance on Defined Contribution Pensions (DCP) Clients concerned with inheritance tax mitigation and estate planning Families requiring school fees planning or long-term care planning Anyone needing family protection or income protection strategies His clients value a personalised, long-term approach and want guidance that is clear, practical, and aligned with their individual goals and values.

Investment Philosophy & Approach

Keith’s investment philosophy centres on tailored, goal-driven strategies that reflect each client’s objectives, risk tolerance, and time horizon. He believes in building well-diversified portfolios designed for growth, income, or capital preservation, depending on the client’s priorities. Ethical and ESG investments are incorporated where appropriate, reflecting both financial and personal values. Keith avoids a one-size-fits-all approach, focusing instead on long-term planning, careful risk management, and proactive adjustments to ensure portfolios remain aligned with client goals. Regular reviews and ongoing communication are core to his approach, providing clients with reassurance, transparency, and the confidence to make informed decisions throughout their financial journey.

Fees & Charging Structure

Keith’s fees are tailored to each client, reflecting their individual needs and the level of advice required. All charges are agreed upfront and are only applied with your explicit consent. For a precise estimate, clients are encouraged to discuss their circumstances directly with Keith. Investment and Pension Advice Fees are typically based on a percentage of the amount invested or transferred, generally ranging between 1% and 3%, depending on the size of the investment. Ongoing Advice If you opt for regular ongoing advice and reviews, an additional annual fee may apply, usually between 0.5% and 1% per year, depending on your portfolio, service level, and personal circumstances. Alternative Fee Arrangements Some clients may prefer advice charged via an hourly rate, a fixed fee, or a combination of fee structures, depending on the complexity of the work involved. Payment Method and Transparency Fees are typically deducted directly from your investment or pension pot for convenience. Since 2012, advisers cannot receive commissions from investment or pension providers, ensuring Keith is paid solely by you, the client, and that advice remains fully independent.

Areas Served

United Kingdom nationwide, Willing to travel to meet clients up to 80 miles from WC2H 9JQ.

Frequently Asked Questions