Jason Baggott
Financial Advisor
Profile Summary
I help successful families, business owners, and sports professionals plan their wealth with clarity, confidence, and purpose. At Tweed Wealth Management, I work with clients navigating real-life financial complexity from building and exiting businesses, managing sudden or irregular sports income, or receiving family wealth, to planning for children, retirement, and long-term legacy. My clients typically earn £100,000+, often business owners, professional sportspeople (particularly rugby players), or individuals growing a young family. Many have estates in excess of £1 million and are seeking a proactive, strategic partner to help them make informed decisions and avoid costly mistakes. They are often time-poor and value a relationship-led approach to advice rather than a one-off transaction. That’s why I provide holistic, Chartered-level financial planning designed to adapt as life and priorities change. Areas of Expertise Tax-efficient savings and investment strategies Intergenerational and estate planning Business profit extraction and exit planning Wealth management for sports professionals Pre- and post-retirement financial structuring Whether you’re a young professional building wealth, a sports professional navigating career transitions, or a business owner looking to grow, exit, or protect your legacy, I provide guidance at every stage of your financial journey. I work with clients from our offices in Edinburgh, London, and Inverness, as well as remotely across the UK. As part of the St. James’s Place Wealth Management network, I draw on the expertise of over 100 in-house specialists, ensuring advice is robust, joined-up, and tailored across every area of wealth management. If you’re ready to gain clarity over your finances or help someone close to you do the same, let’s connect and start the conversation.
Investment & Financial Services Offered
Investments and Savings
Get help to potentially generate a better return on your savings, with a full range of investment options which could include equities, funds and bonds.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Pension Transfers - Non Specialist
Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)
Inheritance Planning
Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
Insurance and Protection
Get help to understand the best level of life cover, critical illness cover and income protection for you.
Who Jason Baggott Works With
I work with successful families, business owners, and sports professionals who are navigating increasingly complex financial lives and want clear, proactive advice they can rely on. My clients typically include: Business owners and entrepreneurs earning £100,000+ who are focused on profit extraction, business growth, exit planning, and long-term wealth preservation. Professional sportspeople, particularly rugby players, managing variable or sudden income, career transitions, and long-term financial security beyond sport. Families with significant wealth (often estates exceeding £1 million) looking to structure, protect, and pass on wealth efficiently across generations. Time-poor professionals who value a relationship-based approach and want a trusted adviser to coordinate every aspect of their financial planning. I work with clients at different stages of life from wealth accumulation through to retirement and legacy planning providing advice that evolves as circumstances and priorities change.
Investment Philosophy & Approach
My investment philosophy is built around long-term thinking, strategic planning, and disciplined execution. I believe investments should always sit within a wider financial plan and be aligned with your goals, values, and lifestyle ambitions. Key principles that guide my approach include: Purpose-led investing — every investment has a role within your overall strategy, whether that’s growth, income, capital preservation, or tax efficiency. Diversification and risk management — portfolios are structured to manage risk appropriately while seeking sustainable, long-term returns. Tax efficiency — structuring investments to minimise unnecessary tax and improve net outcomes over time. Ongoing review and adaptation — portfolios are regularly reviewed and adjusted as markets evolve and your life circumstances change. Clarity and understanding — complex strategies are explained in plain English so you can make informed decisions with confidence. Supported by the St. James’s Place Wealth Management network and access to specialist expertise, my goal is to help clients make smart, considered investment decisions that protect and grow wealth across generations.
Qualifications & Professional Memberships
- CII Level 3 Certificate in Equity Release
- CII Level 3 Certificate in Financial Services
- CII Level 4 Diploma in Financial Planning
- CII Level 3 Certificate in Mortgage Advice
- CII Level 4 Diploma in Regulated Financial Planning
- CII Level 6 Advanced Diploma in Financial Planning
Fees & Charging Structure
When you invest with St. James's Place you pay for the advice and the products recommended. You will receive a personalised illustration which sets out how these charges apply to your specific investment from your St. James's Place Partner prior to you making an investment and incurring any of these charges
Areas Served
Willing to travel to meet clients up to 50 miles from SW1Y 4JS.
Frequently Asked Questions
Who do you typically work with?
I work with successful families, business owners, and sports professionals who want clear, strategic advice for increasingly complex financial situations. Many of my clients earn £100,000+ and have built or inherited significant wealth that needs careful structuring and long-term planning.
Do you specialise in any particular type of client?
Yes. I have particular experience working with business owners and professional sportspeople, especially rugby players. This includes managing irregular income, sudden wealth, career transitions, business exits, and long-term financial security beyond employment or sport.
What services do you provide?
I offer holistic wealth planning, including: Tax-efficient investment and savings strategies Business profit extraction and exit planning Estate and intergenerational wealth planning Pre- and post-retirement structuring Wealth management for sports professionals
How do you approach financial planning?
My approach is long-term and relationship-led. I take the time to fully understand your goals, values, and concerns before building a strategy that evolves as your life changes. Advice is proactive, not reactive, and always aligned to your wider financial picture.
How are your fees structured?
Fees are transparent and agreed upfront before any work begins. Charges reflect the level of planning required and the complexity of your circumstances. You will always receive clear illustrations before proceeding.
Do you work with clients outside your office locations?
Yes. While I work from offices in Edinburgh, London, and Inverness, I also advise clients remotely across the UK.
How do I get started?
The first step is an informal conversation to understand your situation and goals. From there, we can explore whether working together is the right fit and outline the next steps.