Henry Tonks
Financial Advisor
Profile Summary
Henry, an Old Harrovian and Co-Founder of Bradbys Wealth Management, is a financial adviser with over a decade of experience. He is passionate about providing a personalised service, taking the time to fully understand each client’s unique financial situation in order to deliver tailored solutions. Henry’s approach is built on trust, honesty, and integrity, fostering long-term relationships that make a meaningful difference to clients’ lives. His professionalism and expertise are reflected in glowing client testimonials and a strong track record of successful financial advice. Outside of work, Henry enjoys watching the Wales rugby team with his family and has a love-hate relationship with golf, depending on how well he is playing. Bradbys Wealth Management is a trading name of Bradbys Ltd.
Investment & Financial Services Offered
Investments and Savings
Get help to potentially generate a better return on your savings, with a full range of investment options which could include equities, funds and bonds.
Pensions
Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.
Retirement income (annuities, drawdown)
Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
Inheritance Planning
Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
Insurance and Protection
Get help to understand the best level of life cover, critical illness cover and income protection for you.
Auto Enrolment
Get help with setting up auto enrolment as an employer, or understand any auto enrolment scheme you are signed up to as an employee.
Who Henry Tonks Works With
Henry works with individuals and families who value a personalised and tailored approach to financial planning. His clients typically include: Professionals and Executives – Those seeking expert advice to manage their finances efficiently, plan for retirement, and make informed investment decisions. Business Owners and Entrepreneurs – Clients looking for guidance on structuring wealth, managing business risk, and planning for long-term financial security. Families and High Net-Worth Individuals – Individuals and families focused on inheritance planning, protecting assets, and achieving long-term financial goals. Time-Poor Clients – Those who want to delegate the complexity of financial planning to an adviser they can trust, ensuring their wealth is managed effectively and strategically. Henry’s clients value trust, integrity, and a relationship-driven approach, where advice is tailored to their personal circumstances and long-term objectives.
Investment Philosophy & Approach
Henry’s investment philosophy is built on understanding each client’s unique goals, circumstances, and attitude to risk. He believes that successful investing starts with a clear strategy tailored to the individual, rather than following short-term market trends. He focuses on creating diversified investment portfolios that balance risk and reward, helping clients grow and protect their wealth over the long term. Every investment decision is made with careful consideration of its suitability, potential return, and alignment with the client’s overall financial objectives. Henry takes a disciplined, structured approach to investing, providing clients with clarity and confidence in their financial decisions. Portfolios are regularly reviewed and adjusted as markets evolve and personal circumstances change, ensuring the strategy remains appropriate and effective. At the heart of his approach is transparency and communication: Henry translates complex financial concepts into clear, actionable advice, empowering clients to make informed choices with confidence.
Fees & Charging Structure
Henry is committed to transparency and clarity when it comes to fees. All charges are explained upfront, ensuring you fully understand the cost of advice before proceeding. Fees are tailored to the level and type of service provided and may include: A fixed fee for specific advice or projects A percentage-based fee for ongoing wealth management or investment services A combination of both, depending on your needs Henry will always ensure that any fee structure represents value for money and is fully aligned with the services provided. You will never encounter hidden charges, and all costs are agreed before any advice is implemented.
Areas Served
London
Frequently Asked Questions
What services do you provide?
Henry offers a wide range of services including investments and savings, pension planning, retirement income (annuities and drawdown), inheritance planning, insurance and protection, and wealth management strategies for business owners.
How do you approach investment advice?
Henry takes a disciplined, long-term approach. He builds diversified portfolios tailored to each client’s goals, time horizon, and attitude to risk. Investments are regularly reviewed and adjusted as circumstances and markets evolve.
Do I need a minimum amount of assets to work with you?
No. The suitability of advice depends on your individual financial situation and objectives. Henry will discuss your needs in detail during an initial consultation to determine the best way forward.
Can you help with retirement planning?
Yes. Henry provides guidance on pensions, contribution strategies, and retirement income options, including annuities and drawdown, to help clients plan for a comfortable and sustainable retirement.
Do you provide inheritance planning advice?
Yes. Henry helps clients structure their estate efficiently, understand potential tax implications, and plan for the smooth transfer of wealth to the next generation.
Do you offer insurance and protection advice?
Yes. Henry advises on life insurance, critical illness cover, and income protection to help safeguard clients and their families against unforeseen events.
How are your fees structured?
Fees are fully transparent and agreed in advance. Henry offers fixed fees, percentage-based fees, or a combination depending on the service required. All costs are discussed upfront with no hidden charges.