Harry Beddoe

Profile Summary

Originally from Jersey, I have nearly a decade of experience in the financial services sector. My career began at a boutique financial advice firm, where I gained comprehensive industry experience across a variety of roles. In 2017, I earned my Diploma in Financial Advice, reflecting my strong commitment to helping clients achieve their financial goals through tailored guidance. Since joining Ascot Lloyd in September 2020, I have worked alongside a highly skilled and dedicated team to provide personalised financial solutions, supporting clients in achieving long-term financial success and security.

Investment & Financial Services Offered

Who Harry Beddoe Works With

I work with clients who are looking for clear, personalised, and practical financial advice. My typical clients include: Professionals and executives – Individuals who want guidance on pensions, investments, and long-term financial planning. Business owners – Those seeking advice on protecting their business, managing risk, and structuring their finances efficiently. Individuals planning for later life – Clients looking to preserve their wealth, plan for retirement, and ensure a secure financial future. Time-poor clients – People who prefer to delegate their financial planning to an expert, while staying fully informed and confident in their decisions. I aim to build strong, long-term relationships so I can provide advice that evolves with your changing circumstances and helps you achieve your goals.

Investment Philosophy & Approach

My approach to investing is focused on long-term growth, risk management, and suitability. I believe that successful investing isn’t about chasing short-term gains but about creating a plan tailored to your individual goals and circumstances. I prioritise diversification, careful selection of investments, and regular reviews to ensure that your portfolio remains aligned with your objectives and risk tolerance. I also take the time to explain complex financial concepts in a clear, understandable way, so you can make informed decisions with confidence. My goal is to provide you with strategies that give both peace of mind and the potential for long-term financial growth, while being adaptable to changes in your life or in the market.

Qualifications & Professional Memberships

• LIBF - Level 4 Diploma for Financial Advisers (DipFA

Fees & Charging Structure

For Investment and Pension advice, my fee structure is tiered to reflect the value of the assets being advised on: First £150,000 – 3% £150,001 to £500,000 – 2% Amounts over £500,000 – 1% If you choose to receive ongoing advice, an annual fee of up to 1% may apply, depending on your portfolio value, service level, and individual circumstances. I always agree all fees with you upfront, and they are only applied with your consent. For Mortgage and Insurance advice, I am typically paid by commission from the provider. In some cases, I may charge additional advice fees depending on the complexity of the work involved. Again, all fees are agreed with you upfront and applied only with your consent. My goal is to ensure that fees are transparent, fair, and aligned with the value of the advice I provide, giving you confidence that you are getting professional guidance tailored to your needs.

Areas Served

Fitzrovia, United Kingdom

Frequently Asked Questions