Daryl Stafford
Financial Advisor
Profile Summary
I’m Daryl Stafford, a qualified financial adviser with over 33 years of experience, including more than 20 years working exclusively with medical professionals. I advise doctors at every stage of their careers, from early training through to retirement. I enjoy meeting new people and take pride in helping clients navigate and simplify the complexities of the NHS pension and benefits package, enabling them to make informed decisions about their financial future. I believe in building long-term relationships and have ongoing partnerships with many clients that have lasted for years. Outside of my professional role, I have a keen interest in current affairs and practise yoga in my spare time.
Investment & Financial Services Offered
Investments and Savings
I help clients maximise the potential of their savings by providing tailored investment strategies designed to meet individual goals and risk preferences. Investment options may include equities, funds, and bonds, helping to create a diversified portfolio for long-term growth.
Pensions
I provide advice on building a secure and comfortable retirement. Whether you are starting a new pension, reviewing an existing arrangement, or unsure how much to contribute, I offer guidance to ensure your pension plan aligns with your retirement objectives.
Who Daryl Stafford Works With
I work exclusively with medical professionals, including doctors at every stage of their careers—from early training and junior roles through to senior positions and retirement. My clients include those who: Want clear guidance on the NHS pension and benefits package. Are planning for retirement or reviewing existing pension arrangements. Seek investment and savings advice tailored to their goals and risk profile. Are looking to protect their income and plan for the financial future of their family. I focus on building long-term relationships, providing personalised financial advice that adapts as my clients’ circumstances and careers evolve.
Investment Philosophy & Approach
My investment philosophy is built on clarity, discipline, and long-term thinking. I believe every investment decision should be aligned with my clients’ personal goals, risk tolerance, and career stage, particularly for medical professionals navigating the complexities of the NHS pension and benefits system. I take a diversified approach, using a range of investment options such as equities, funds, and bonds to manage risk and support sustainable growth. I focus on well-structured portfolios designed to perform over the long term, rather than attempting to time the market. Regular reviews and open communication are central to my approach. By staying closely connected with my clients, I can adapt strategies to changing circumstances, career progression, and evolving financial markets. My goal is to provide reassurance, structure, and confidence, helping clients achieve their financial objectives with clarity.
Fees & Charging Structure
My fees are transparent and agreed with you before any advice is provided, so you always understand the cost and the value you receive. Depending on the services required, fees may include: Initial advice fee – A one-off fee for reviewing your circumstances, researching solutions, and providing personalised financial advice. Ongoing advice fee – An agreed fee for continued guidance, regular reviews, and support to keep your financial plan on track. Investment-related fees - Where applicable, fees may be based on a percentage of funds under advice or a fixed amount, all clearly explained upfront. All fees are confirmed in writing before work begins, ensuring full transparency and no surprises.
Areas Served
UK nationwide, medical professionals across the UK, face-to-face meetings, remote meetings, virtual consultations
Frequently Asked Questions
Who does Daryl Stafford work with?
I work exclusively with medical professionals, particularly doctors at all stages of their careers—from junior doctors to consultants and GP partners.
What financial advice does Daryl Stafford provide?
I provide advice on investments and savings, pension planning, retirement income strategies (including annuities and drawdown), non-specialist pension transfers, inheritance planning, and personal insurance and protection.
How can Daryl Stafford help with NHS pensions?
I simplify the complexities of the NHS pension and benefits package, helping clients understand their options and make informed decisions about contributions, retirement planning, and long-term financial security.
Do you charge a fee for your advice?
Yes. My fees are transparent and agreed in advance. Depending on your needs, I may charge an initial advice fee, ongoing advice fee, or investment-related fees, all explained clearly before any work begins.
Can Daryl Stafford provide advice remotely?
Yes. I provide financial advice across the UK through both face-to-face and remote meetings, including virtual consultations.
Do I need a minimum amount of savings or investments to work with you?
No. I work with medical professionals at various stages of their careers and financial circumstances. During an initial consultation, we can discuss whether my services are suitable for your needs.
How often will my financial plan be reviewed?
Financial plans are typically reviewed annually, or more frequently if your circumstances, career, or financial goals change.
How do I get started with Daryl Stafford?
You can start by arranging an initial consultation, where we discuss your financial goals, review your current situation, and outline the next steps.