Daniel Freeman
Financial Advisor
Profile Summary
I am passionate about making financial advice helpful, transparent, and honest – whether I am working with individuals, families, or corporate clients. I thrive in complex situations and pride myself on my ability to solve problems quickly and efficiently. As Practice Principal and Financial Adviser at Freedom Wealth Management, I have built a proposition that fully supports clients in every aspect of their financial planning. I take great pride in delivering services of real value, guided by honesty, integrity, responsibility, and courtesy. The financial world can be complex, fast-moving, and difficult to navigate – this is where I come in, helping you make informed decisions and plan for a secure financial future.
Investment & Financial Services Offered
Investments and Savings
I assist clients in potentially generating better returns on their savings through a wide range of investment options, including equities, funds, and bonds. Each strategy is tailored to the client’s goals, time horizon, and risk tolerance.
Pensions
I provide guidance on planning for a comfortable retirement, helping clients understand how much they should contribute to a pension and how to optimise their pension arrangements for long-term growth.
Mortgages
I help clients with all aspects of property finance, whether buying their first home, remortgaging, or funding investment properties. My goal is to find the most suitable and cost-effective solution for each client.
Retirement Income (Annuities, Drawdown)
I advise on retirement income options, helping clients evaluate annuities versus drawdown, and plan a strategy that maximises flexibility and income in retirement.
Pension Transfers – Non Specialist
I offer advice on transferring pensions that do not require specialist knowledge, such as standard personal pensions or employer pensions made up solely of regular contributions.
Inheritance Planning
I provide guidance on planning your inheritance, helping clients understand tax implications and strategies to pass wealth efficiently to the next generation.
Who Daniel Freeman Works With
I work with a diverse range of clients, including individuals seeking to grow or preserve their wealth, families planning for their financial future, and businesses looking for strategic financial guidance. Many of my clients face complex financial situations, such as multi-asset portfolios, corporate ownership, or inheritance planning. I also support clients considering retirement planning, investment management, or wealth protection. I enjoy helping clients at all stages of life, whether they are just starting their wealth journey, planning for retirement, or looking to pass on assets to the next generation.
Investment Philosophy & Approach
I believe in tailoring investment strategies to the individual needs, goals, and risk tolerance of each client. My approach is to balance growth opportunities with risk management, ensuring that clients have a diversified portfolio aligned with their long-term objectives. I also consider alternative assets where appropriate, but only after discussing the associated risks and suitability for the client. My goal is to provide clear, transparent advice so clients can make confident, informed decisions.
Fees & Charging Structure
Daniel’s fees are personalised and depend on each client’s individual circumstances and needs. All fees are agreed upfront, ensuring full transparency. Investment and Pension Advice: - Typically charged as a percentage of the amount invested or transferred. - This usually ranges from 1% to 3% of the invested amount, depending on the size of the investment. - If you opt for ongoing advice, an annual charge of 0.5% to 1% p.a. may apply. Alternative Fee Options: - Hourly fees, fixed fees, or a combination of both can also be arranged depending on the client’s preference and complexity of advice. Payment Method: - Fees are usually deducted directly from your investment or pension pot. - No commission is received from the product providers, in compliance with regulations.
Areas Served
United Kingdom nationwide, Willing to travel to meet clients up to 40 miles from EC2V 8AU.
Frequently Asked Questions
What services do you provide?
I provide comprehensive financial planning services, including investment management, retirement planning, inheritance planning, insurance and protection, and advice on alternative investments.
Are alternative investments suitable for everyone?
No, alternative investments carry higher risk and can be difficult to sell. I only recommend these where they are appropriate and aligned with your goals and risk tolerance.
Can you help with both personal and business finances?
Yes, I work with individuals, families, and business owners to provide tailored advice that addresses both personal and corporate financial objectives.
What happens if the value of my investments falls?
Investment values can rise and fall. I ensure clients understand the risks involved and design portfolios that aim to manage risk while pursuing their financial goals.
How often do you review my financial plan?
Regular reviews are an integral part of my service. I recommend reviewing plans at least annually, or whenever there are significant changes in personal or market circumstances.